We are dedicated to helping you in your quest to get a new or used car, truck or SUV, regardless of your credit history. Despite what you may have been told in the past, a bad credit car loan can still be available, and we have the resources to assist you.
It is true that some dealerships do not want to take the time to help if you have challenged credit. You may have already been told that you cannot get a loan, or that you needed a huge down payment to qualify. That is not necessarily true. If you haven’t tried us, you haven’t gotten a final answer.
What makes us different? Actually, there a few things. One, we have the relationships with the right lenders who have both the experience and the desire to work with those needing a bad credit car loan. This is quite important, as knowing the right people to call is a key to success.
Secondly, we have the inventory to help you choose the right vehicle that will fit your needs, your budget and your credit situation. Selecting the right vehicle, and having the right vehicles available, are important steps, and we know how to help you with that.
Most importantly, we actually want to help. We will take the time to understand you situation and your needs. We will help you choose the right vehicle. We will contact the right lenders for your credit status. We will keep you informed and aware of what is happening, and we’ll see the process through to the end. We are here to help when you are searching for a bad credit car loan.
How Can You Help Us Get You a Bad Credit Car Loan?
We will do everything in our power to get you into a new or pre-owned vehicle. But we will need you to do some things as well. It starts by completing our credit application. We will then get in touch to arrange an appointment to sit down with you and review your needs.
When you come in for your appointment, we will need for you to bring the following items:
- Your two most recent paycheck stubs (proof of income)
- A current utility bill showing your name and address (proof of residence)
- Driver’s license
- For self-employed, we need 6 months of bank statements
In addition, if you have had, or are in active bankruptcy, we will need:
- Bankruptcy discharge letter (if bankruptcy is complete)
- Letter to Incur Debt from your bankruptcy trustee (if bankruptcy is still active)
It is important for you to have the items mentioned above when you come in. Not having these will only slow down the process of obtaining your bad credit car loan.